• Term Deposits

  • Savings Accounts

  • Managed Funds

  • RaboPlus Cycling
  • AAA rated Dutch co-operative bank
  • Founded in 1898
  • 9 million customers in 35 countries
  • Deposits are re-invested into rural NZ
  • Consistently high interest rates
  • Market leading online security

RaboPlus is a division of Rabobank, one of the largest, most respected financial institutions in the world. RaboPlus specialises in High Interest Savings and Term Deposits, as well as Managed Funds, for savvy people who want their money to work as efficiently as it can. Since launch, RaboPlus has offered consistently higher interest rates and you don’t have to switch banks to enjoy the benefit.

More about RaboPlus

How to open an Account...
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Since launch our Savings Account has been awarded Best Online Savings Account at the coveted Sunday Star Times Canstar 2009 Banking Awards.

Savings Account

  • No Account Fees
  • Personal data protected by the Digipass
  • Special purpose sub accounts for savings goals
  • Instant access to Term Deposits & Managed Funds
  • Business, Trust & Children's Accounts available

Learn more

Compared with other banks*
Chart
Compare Historic Rates

*Market average = Online On Call account base rates for $10,000 from ANZ, ASB, Kiwibank, NBNZ, Westpac and Total Money from BNZ source per Interest.co.nz weekly between 28th March 2008 and 30th March 2009. Calculations exclude Compounding Interest and Tax.

Savings Account Reviews

Great way to keep your other banks perks without the average interest rate.

Reviewer:Michael McCarroll

Great to see a Bank that gives it benefits to its customers and not just to its own bottom line. Consistently the best on-call savings interest rate. Well Done Raboplus!

Reviewer:Sam Henry

Lock your money away in a Term Deposit with New Zealand's safest bank.

3 year Term Deposit

  • Minimum deposit only $1000
  • Large range of terms
  • No Account Fees
  • Auto reinvest option
  • Interim Interest Payments

Learn more

Term Deposit Rates

TermRate (%p.a.)
1 mth3.25
3 mths3.45
6 mths4.00
1 yr5.15
2 yrs5.50
3 yrs6.00
4 yrs6.50
5 years6.75

RaboPlus rates are the current rates

Term Deposit Reviews


I love the fact that your term deposits are available for small time investors like me. $1000 is a lot easier for me to find and invest than $5000 or $10,000. It may not seem much to the big boys, but it makes it exciting for me to be able to say that I have my money invested.

Reviewer:Nicola

Choose from 38 Managed Funds across 10 investment categories. With the same great benefits no matter how big or small your bank balance.

Managed Funds

  • Low entry fees & NO RaboPlus exit fee
  • Buy & Sell online 24/7
  • Tax capped at 30% 
  • Minimum investment only $250

Learn more

Where are RaboPlus customers investing?

Take a look at the table below to see the top five Managed Funds our customers have invested in during February 2010:

Most Popular Funds
1st - ING Australian Share Fund
2nd - Brook Alpha Fund
3rd - ING Balanced Fund
4th - Brook Tasman Fund
5th - AMP Capital Balanced Fund

find a managed fund

Managed Fund Reviews

Very, very nice :-) Again just like term deposits easy to set up. RaboPlus give yourselves a pat on the back!! A great selection of funds. To all the other large fund providers out there, you really want to be a part of this.

Reviewer:Sam

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Want to talk?
Call 0800 22 44 33 Monday - Friday
8am - 7pm

Join RABO - apply online now