"Buying & selling funds online" is just the start!
Our innovative Managed Funds platform doesn't stop at buying and selling funds online. Take a look below to see what other features you'll receive...
| Minimum Deposit | $250 |
| Minimum Balance | NONE |
| Tax Paid | Annually (or when units are sold) |
| Tax Benefits | For 38% & 33% tax payers |
| Buying Funds | Low Entry Fee of 0.75%
Regular Investor Plan purchases 0.50% |
| Management Fee | YES* |
| Selling Funds | No RaboPlus Exit Fee^ |
*Fees are charged by the Fund Provider to help meet the costs of managing the fund. Please refer to the fund Investment Statement for the fees charged.
^The Entry/Buy price exceeds the Exit/Sell price. The fund retains this difference ("spread") to help meet the transaction costs of buying and selling fund assets.
Educate & learn about Managed Funds
Investment choices should be made with confidence. To achieve this you need to have a plan and understand where your money can be invested.
We provide the tools and information to help you make the right decision. Our research and statistics are current and independently sourced daily from Morningstar.
Learn about how managed funds work
Check your risk profile
Many quality funds to choose from
We've worked hard to bring you some of New Zealand’s leading retail and wholesale funds.
There's a wide range to choose from including some funds that are exclusive to RaboPlus.
Select a fund now
Start investing from $250
You can start investing in Managed Funds with RaboPlus from only $250.
This is great especially when you consider some wholesale funds may require a minimum investment of up to $500,000 and many retail funds would require an initial investment of $5,000 or more before you start investing with them.
Select a fund now
Want to invest regularly?
Check out our Regular Investor Plan. This is a great way for you to reduce the impact of market fluctuations by investing specific amounts into one or more funds on a regular basis. It's a simple plan (often referred to as 'dollar cost averaging') which can reduce the risks associated with making large one-off investments. Plus, once you've set it up you don't have to make single one-off investments.
How investing regularly works
Buy and sell simply and without confusion
Establish and manage your portfolio online. Buy and sell 24/7 with RaboPlus.
Quick and easy with no fuss.
All transactions are processed by RaboPlus swiftly and efficiently.
How to buy & sell funds
Save $ on fees – only 0.75% entry fee!
Don't waste your hard earned money on unnecessary fees.
Save on fund entry fees charged on initial and regular investment plans into our managed funds.
Our automated back office systems have enabled us to reduce our fees - pay only 0.75% entry fee with RaboPlus! Compare this with other fund providers outside of RaboPlus who may charge entry fees up to 5.50%!
Invest with confidence knowing your hard earned money is not being wasted on fees.
Reduced tax for 38% & 33% tax payers
All our Managed Funds are PIEs (Portfolio Investment Entities) which means you're tax is capped at 30%.
If you're looking for a low risk investment with tax capped at 30% you may also want to consider investing in our Cash Advantage Fund.
Let RaboPlus do the paperwork for you
Managed Funds require you to pay tax annually, unlike traditional deposit products where tax is paid monthly when interest is earned.
When you invest in Managed Funds with RaboPlus the tax is automatically deducted from your account at the end of the tax year or during the year when you sell units.
In addition to this your Statements and Tax Certificates are generated dynamically and stored historically for your convenience. Most other banks give you the option to print off statements, but how many go as far as letting you print of your Tax Certificates as well? So when it's time to arrange your finances you can instantly print the copies you need.
Take control & manage your money
It's important you monitor your funds once you've made your purchase.
Take control with RaboPlus. We provide you ongoing market commentary and performance reports enabling you to track your fund performance, your assets and your investment strategy.
Pay tax annually
With Managed Funds you pay tax annually. Unlike traditional deposit products where tax is paid monthly when interest is earned.
Here's how it works - Tax is automatically deducted from your account at the end of the tax year or during the year when you sell units.